Barclays has noticed your debit card was recently used on 31-05-2017 11:40:43, at APPLE ONLINE STORE for 1749.00 GBP. If not you please urgently call fraud prevention on 03301170103 or Intl +443301170103 . Do not reply by SMS.
I personally received this TXT message today from Barclays. It came from the usual Barclays number and caller ID from which I normally receive messages from them. I didn't make the purchase so I rang the number to find out what was going on.
Notice anything wrong yet?
Before I even rang the number I was suspicious of the message itself. When you call the number in the txt they very cleverly and professionally try to get details from you including getting you to read out a Barclays second factor PINsentry one time pin. So they can hack your account. They had spoofed the caller ID to look like the TXT was from Barclays. On the other end was a well spoken English woman with the sounds of a call center in the background. All very convincing. So many people will get caught by this.
Lesson here is. Don't trust caller IDs! They do not verify the sender/caller. They can be faked and spoofed to look like anyone. Call back your bank on a number you know you can trust. Like the one listed on their website. In the case of Barclays you can call them directly through their mobile app. Do that.
Don't get caught out with this or other scams like this where the caller ID is spoofed.